Advantage Wellness Complete. It's Everything a Health Insurance Plan Should Be!

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Welcome to the Future of Healthcare, Concierge Insurance Coverage The Way It Should Be.

Introducing Advantage Wellness Complete from Healthcare For All, your ultimate health companion offering comprehensive care that redefines how you access and afford medical services. This plan ensures you receive the highest quality care while delivering unparalleled value.

Comprehensive and Smart Healthcare.

With truly unmatched coverage, Advantage Wellness Complete covers nearly all your medical needs. From preventative care to specialized treatments, this plan ensures that you and your family are fully protected.

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No Contracts, No Restrictions, Everyone Qualifies!

This Plan Is Available Today To Everyone In And Around Beauharnois, Quebec!

Advantage Wellness Complete Benefits:

  • $0 Deductible
  • $0 Virtual Primary Care
  • $0 Virtual Urgent Care
  • $0 Wellness Exams
  • $0 Medications
  • Free Telemedicine
  • Nationwide Network
  • 1,000,000 Doctors
  • 6,000 Hospitals
  • Low Premiums
  • $100k Medical Fund
  • $50k ADD Fund
  • $15k Burial Fund
  • A+ Rated Insurance
  • Long-Term Care
  • Everyone Qualifies!
  • $350/mo.  Average Individual
  • $700/mo. Average Family Plan

 

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Our Partners:

 

You'll Get Unmatched Healthcare Access

Step into a new era of health insurance with Advantage Wellness Complete (AWC) - the ultimate powerhouse in
healthcare coverage! Gain access to top-tier health providers nationwide, cutting-edge virtual care services,
and robust wellness offerings that will transform your wellbeing journey.

Members gain financial security with rock-bottom premiums, a $0 deductible, zero-cost medications, and a $100,000 fund to tackle any unexpected medical expenses.

As you age, AWC equips you with long-term care coverage, burial assistance, and a generous death benefit.
Elevate your healthcare with Advantage Wellness Complete - the ultimate program for healthcare excellence

Comprehensive and Smart Healthcare

Unmatched Coverage: Advantage Wellness Complete covers nearly all your medical needs. From preventative care to specialized treatments, this plan ensures that you and your family are fully protected.

Affordable Premiums:

  • Individual Plan: Available at an incredibly competitive rate, ensuring you get the most value for your investment.
  • Family Plan: Comprehensive coverage for your entire family at an affordable price, making quality healthcare accessible to all.

$0 Deductible

  • With Advantage Wellness Complete, you're covered from your very first medical expense. As a member, you won't have to bear any costs for numerous routine healthcare services.

Broadest Healthcare Network

Physician Network:

  • 1 Million Doctors: Gain access to over 1 million general and specialty doctors nationwide. Experience a network that extends wherever you are located, allowing you to find the right physician in the right location for you.

Nationwide Facilities:

  • 6,000 Hospitals & Healthcare Facilities: Unlock a wide array of medical facilities, providing you with thousands of options for the best care available. Enjoy immediate availability and find the most affordable care that suits your needs.

Concierge Services:

  • Our concierge team is committed to providing direct primary care access, guaranteeing a doctor’s appointment within 24 to 48 hours and immediate scheduling for urgent care visits.

Extensive Healthcare Services

Telemedicine:

  • Enjoy 24/7 access to telemedicine services, allowing you to consult with doctors anytime, anywhere, at no cost.

Dental Coverage by Aetna:

  • Nationwide Network: Our dental plan, provided through Aetna, includes access to over 262,000 participating dentists nationwide. This includes everything from cleanings and fillings to crowns and orthodontics.

Vision Care:

  • Comprehensive Coverage: Get significant discounts on eye exams, prescription eyewear, contact lenses, and LASIK surgery, ensuring your vision is well cared for.

FREE Prescriptions:

  •  Access over 850 medications at no cost for each prescription, with no restrictions on the number of prescriptions or refills.

Lab Services:

  • Extensive Network: Access comprehensive lab coverage with over 1,500 labs across the country, offering a wide range of tests without needing a doctor’s order.

Preventative and Specialized Care

Total Wellness Package: 

  • Our extensive wellness package includes vital components like annual wellness exams, complete physicals, comprehensive lab tests, and various screenings to safeguard your well-being.

Non-Traditional Services:

  • Full Spectrum of Care: With our healthcare membership, you gain exclusive access to specialized services such as elective surgical procedures, physical therapy, chiropractic care, PTSD care, substance abuse therapy, and many other additional services aimed at meeting your unique healthcare needs.

Peace-of-Mind Coverage

$100,000 Medical Fund: 

We provide a major medical healthcare fund of $100,000 to cover unforeseen medical expenses, ensuring you have access to quality care without financial strain.

Burial Assistance and Death Benefits: In the unfortunate event of a passing, families receive $15,000 within 24 hours of a reported death, alleviating the financial burden of burial costs. Additionally, our members receive a $50,000 accidental death and dismemberment policy for added peace of mind.

Lifetime Care

Lifetime Support: LifeExec understands healthcare needs change as we age. Our programs help you navigate every stage of life with personalized care and support.

Home Care: Enjoy the benefit of receiving $100 per day for Home Care Services, providing added financial support for care needs.

Skilled Nursing & Hospice: Receive an enhanced benefit of $200 per day for skilled nursing and hospice care, ensuring comprehensive support during critical times.

Award-Winning Program

Recognized Excellence:

  • Top 10 Benefits Companies of 2023 - HR Magazine
  • Top 10 Benefits Companies of 2024 - HR Magazine
  • Top 5 Benefits Tech Companies of 2024 - CIO Bulletin
  • Most Reputable Companies of 2024 - Silicon Review

A Promise of Quality and Affordability

Invest in Your Future: Advantage Wellness Complete isn’t just a plan; it’s a promise—a promise of quality, affordability, and peace of mind. At these prices, you're not just getting a health plan; you're investing in a healthier, more secure future for you and your family.

Also, the Advantage Wellness Complete program meets the ACA Minimum Essential Coverage requirements.

Ready to experience the ultimate healthcare solution?

Don’t wait. Sign Up for Advantage Wellness Complete today.

Join the thousands who have already benefited from our comprehensive healthcare program. Talk to an Agent: Have questions? Our dedicated team is ready to assist you. Contact us today to speak with one of our knowledgeable agents and find the perfect plan for you. Learn More: Browse our website to explore the full range of benefits and discover how Advantage Wellness Complete can meet your healthcare needs.

Welcome to the cost-effective, comprehensive care solution you’ve been waiting for. Welcome to Advantage Wellness Complete.

Our Customers Are Our Best Advocates!

Incredible value and service... Susan G.
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Susan's youngest child had an ear infection, but her regular pediatrician couldn't see them for 5 days or provide a prescription. Susan used the telemedicine service and received a prescription within minutes. She filled it using Advantage Rx, paying $0 for the visit and medication.

This saved my life... Mary L.
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Mary's vacation took a dangerous turn when she experienced a severe stomachache. Instead of relying on antacids, her husband suggested using Advantage Wellness Teledoc. Within minutes, a doctor diagnosed a blockage in her intestines and advised her to go to the emergency room. The doctor stayed on the call to ensure the ER had all the necessary information for speedy treatment. Mary would not have consulted a doctor if it wasn't convenient and had a cost.

We Can now afford our meds... Kathy H.

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Kathy and her husband were never plagued by financial problems until the day everything became inexplicably expensive. Desperate to cut costs, Kathy made a shocking discovery - her husband had stopped filling his blood pressure medication to save money. It was a heart-wrenching situation until Kathy discovered Advantage Rx. This miraculous solution allowed her husband to obtain his vital medications at absolutely no cost. It was as the lifeline they needed in their time of need.

Advantage Wellness Complete FAQ’s

Full medical insurance with Primary Care, Urgent Care, Chronic Disease Management, In-Patient/Outpatient Hospitalization, Rx, Long-Term Care, Burial Insurance & Death Benefit, and more.

When is AWC available?

Advantage Wellness Complete was launched on August 1st 2024.

Why can't I view the primary care providers?

Advantage Wellness Complete ensures compliance with ACA requirements for Minimum Essential Coverage (MEC) and Minimum Value Plans (MVP), as mandated by the IRS for Applicable Large Employers (with 50 or more full-time equivalent employees) under the Affordable Care Act. Failure to provide ACA qualified healthcare programs may result in hefty fines. For instance, as of 2024, Penalty A imposes a fine of $247.50 per employee per month for all employees, less 30, for not providing minimum essential coverage (MEC). On the other hand, Penalty B results in a monthly fine of $360 for each employee who acquires Healthcare.gov insurance and was not offered an MVP at a rate of less than 9.61% of the employee's total household income.

Employers can mitigate their exposure to these penalties by providing access to Healthcare For All Advantage Wellness Complete—without any purchase obligations for the employer or employee. Additionally, to eliminate the risk of Penalty B, employers can offer Advantage Wellness Complete at a rate less than 9.61% of household income. For example, for a full-time employee earning $20 per hour for 40 hours per week, the maximum they could pay is $384 per month, with any difference being supplemented by the employer. By covering 50% of AWC, employers can minimize the risk of Penalty B to at least the federal minimum wage, based on a minimum full-time equivalent hourly commitment.

Could AWC be used to cover Medigap Insurance or Medicare A?

Advantage Wellness Complete is not a traditional Medigap Insurance or Medicare A program. Advantage Wellness Complete can be purchased by anyone 69 years and younger. The policy life extends to age 120 years of age.

Is AWC ACA Compliant?

Advantage Wellness Complete ensures compliance with ACA requirements for Minimum Essential Coverage (MEC) and Minimum Value Plans (MVP), as mandated by the IRS for Applicable Large Employers (with 50 or more full-time equivalent employees) under the Affordable Care Act. Failure to provide ACA qualified healthcare programs may result in hefty fines. For instance, as of 2024, Penalty A imposes a fine of $247.50 per employee per month for all employees, less 30, for not providing minimum essential coverage (MEC). On the other hand, Penalty B results in a monthly fine of $360 for each employee who acquires Healthcare.gov insurance and was not offered an MVP at a rate of less than 9.61% of the employee's total household income.  

Employers can mitigate their exposure to these penalties by providing access to Healthcare For All Advantage Wellness Complete—without any purchase obligations for the employer or employee. Additionally, to eliminate the risk of Penalty B, employers can offer Advantage Wellness Complete at a rate less than 9.61% of household income. For example, for a full-time employee earning $20 per hour for 40 hours per week, the maximum they could pay is $384 per month, with any difference being supplemented by the employer.

By covering 50% of AWC, employers can minimize the risk of Penalty B to at least the federal minimum wage, based on a minimum full-time equivalent hourly commitment.

Are major medical costs covered by the $100,000 policy?

The specialized major medical fund designed to provide comprehensive coverage for major medical expenses. These expenses can arise from three categories - Accidents and Injuries, Terminal Illnesses, and Mental Disabilities.  

Accidents and Injuries expenses are primarily covered by insurance, but in case of any overages, members can make use of the major medical policy. To qualify, the injury must impact two normal activities of daily living (ADLs) or be life-threatening. Typically, members can withdraw around $3000 - $4000 for coverage.

For example, a broken arm or leg would qualify as a loss of ADLs.   There are 6 ADLs: Bathing, Toileting, Dressing, Mobility, Feeding, Transferring. Terminal illnesses such as cancer and heart disease are also covered. In these situations, members can access up to $30,000 as a one-time payment, along with an additional monthly withdrawal of $3000 - $4000.   For mental disabilities, a formal diagnosis like Alzheimer's or dementia is required. Members suffering from these conditions are entitled to receive $3000 - $4000 per month.

This coverage is provided in addition to any long-term care insurance for home care or skilled nursing services.   At Healthcare For All, we ensure our partner programs prioritize the well-being and financial security of our members - ensuring adequate coverage for unforeseen medical circumstances.

What states are not included?

Advantage Wellness Complete is available from Healthcare For All Through the Lifeexec Advantage Association (LEA). Members must be residents of the US. Coverage is available to LEA Members in all 50 US states.

Does AWC Provide Dental coverage?

Advantage Wellness Complete provides a free dental exam and emergency dental procedures. AWC is not dental insurance and does not cover common procedures like cleanings, fillings, root canals, or orthodontics.

Does AWC cover childbirth?

To reduce premium costs, Advantage Wellness Complete excludes childbirth coverage. A special program for childbirth and pregnancy will be offered separately at a later date. 

Does AWC have an HSA or FSA program?

Advantage Wellness Complete does not offer an HSA or FSA program. Medical expense financing and pretax incentive programs will be offered separately at a later date.

 

See all program FAQ's here>

Are You Ready To Join The Revolution In Healthcare?

Join us today and experience healthcare benefits the way they should be!

Incredible Benefits! For Individuals, Families and Businesses.

  • Affordable: Get comprehensive coverage for as little as $1 a day
  • No Restrictions: Everyone qualifies, no one is turned down
  • Full Coverage: Medical, Dental, Vision and Prescriptions PLUS accidents and Emergencies!
  • Cover the Whole Family: Full family coverage available as well that covers member, spouse and up to eight dependents under 26 years old
Happy, healthy Hispanic family

Own a Businesses? Gain a Competitve Advantage 

  • Provide Benefits: Be the one to work for with robust healthcare benefits to ALL employees. Part time, contract, temps, even gig workers.
  • Small Businesses: Provide benefits for your employees at zero cost. You decide if you want to help subsidize benefit costs or not
  • Mid Sized and Large Businesses: We also offer a MEC qualified program that beats traditional health insurance programs that employees love!

Start now and get covered right away!

It easy and fast to get your benefits. Sign up before the 25th of the month and benefits start on the first. No contracts, pay month to month and everyone qualifies.

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Get the FREE Healthcare For All Prescription Savings Card!

This one beats them all! Save up to 85% on all medications at your local pharmacy. Best of all, your personal information is never stored, shared or sold (unlike those other guys). It's 100% Free and ready to use right now. All you need to do is give us an email address to send it to!

Want Prescriptions for Zero Dollars?

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We also offer The Advantage RX, a program that provides your needed medications at zero cost outside the monthly subscription fee. Members are saving hundreds, even thousands of dollars a year. Learn more about Advantage RX Here.

About Healthcare For All

Healthcare For All is a purpose-driven organization with a mission to provide quality healthcare programs that are affordable and accessible to all. We believe that everyone, regardless of age or economic standing, deserves access to the quality care they need. We achieve this by carefully curating the best possible benefit options and bringing them together in one place, ensuring that no one has to go without essential healthcare services.

Our goal is ambitious: to provide coverage to 1 million uninsured or underinsured American individuals and families by 2027, either directly or through our workplace benefits plans. We are passionate about making a difference in people's lives. We also empower everyday people to help us achieve our goals. Healthcare For All has in place exciting referral incentives and lucrative partner programs to allow motivated individuals who share our vision to join us in this important cause.

 

About LifeExec

LifeExec is a healthcare marketplace that connects individuals and businesses to affordable health and wellness benefits nationwide. They offer a range of Advantage Wellness Plans, including options for telemedicine, dental and vision care, prescription drug discounts, and mental health support.

LifeExec's mission is to empower individuals and businesses to live their healthiest lives by providing access to comprehensive and affordable healthcare solutions. They are committed to simplifying healthcare, improving well-being, and making a positive impact on every life they touch.